TERMS & CONDITIONS

Last updated: 23/05/2025

Welcome to BINY-D (Broke Is Not Your Destiny) – a digital product that provides subscribers with daily affirmations, online income tips, reflection questions, and curated tools for digital hustlers and creatives.

By using this service or signing up through our platform (binydaily.systeme.io), you agree to the following terms. If you do not agree, please do not use our service.

1. Who We Are

BINY-D is a digital subscription product created by Shepherd’s Ark. It is designed to inspire, educate, and empower individuals through motivational content, curated tools, and practical online income ideas.

2. What You Get

As a subscriber, you will receive:

Daily motivational content and affirmations
Actionable digital income tips
Reflection prompts to build your mindset
Curated tools for online hustlers and content creators

Access is delivered via email, private links, or members-only channels, depending on your subscription tier.

3. Payments & Subscriptions

All purchases are billed in advance and are non-refundable.
Subscriptions may renew automatically depending on the payment plan.
You can cancel anytime, but cancellation will apply to the next billing cycle.
If payment fails, your access may be paused or removed until resolved.

4. Intellectual Property

All content (text, images, guides, and tool recommendations) is owned by Shepherd’s Ark unless otherwise stated.

You may not copy, share, sell, or redistribute our content without permission.
Subscribers are granted personal, non-commercial use only.

5. Respectful Use

This is a supportive platform. We do not tolerate:

Hate speech
Spam or harassment
Copying or re-selling our content

Violation may result in immediate termination of your access without refund.

6. No Guarantees

While we share valuable tools and tips, results are not guaranteed. BINY-D does not promise that you will make money or achieve specific outcomes.

Your success depends on your effort, consistency, and how you apply what you learn.

7. Privacy

Your personal data is protected and will never be sold. We only collect what’s needed to deliver your subscription and improve our service. See our Privacy Policy for full details.

8. Changes to These Terms

We may update these terms from time to time. Continued use of BINY-D after changes means you accept the new terms.

9. Contact

If you have questions or concerns, email us at:📩 hello@binydaily.com